Tag: First time buyers

Posted on

3 First Steps Toward Owning Your Dream Home

Learn three essential steps to get ready for buying your next home. Join me in this exciting video as I guide you through the home buying process.

Are you ready to make one of the biggest purchases of your life?

Buying a home can be exciting, but it can also be stressful and overwhelming if you’re not prepared. Don’t worry; I’ve got you covered.

In this video, I will share three essential steps to help you get ready to buy your next home.

Hey everyone, McKee Smith, REALTOR and Senior Real Estate Specialist with Competitive Edge Realty. Let’s get started!

STEP 1: BOOST YOUR SAVINGS.

Unless you’re paying cash for your home, you’ll need to have some money set aside for a down payment and closing costs. While buying a home with less than 20% down is possible, you’ll likely need some form of downpayment. So start saving as early as possible. Look for ways to cut back on expenses and increase your income. Every dollar you save now will help you reach your goal of owning a home. And all the sacrifices will be so worth it!

STEP 2: BOOST YOUR CREDIT SCORE

This is super important because it determines whether or not you’ll get approved for a mortgage and what interest rate you’ll get. You want the best interest rate possible, right? Aim for a credit score of 620 or higher. But if your score needs some work, don’t panic. You can start by paying your bills on time and paying down your debts. And if you need more help, I can connect you with a credit restoration expert.

STEP 3: CALL ME, YOUR LOCAL REAL ESTATE EXPERT

I can connect you with lenders and credit restoration experts to ensure you’re on the right track. We can also discuss your unique situation and develop a plan and a timeline for working together so we can find you a home that fits your lifestyle and budget. The earlier you contact me, the better you’ll be prepared for home-buying. And best of all, in most cases, utilizing my services as a buyers agent is free to you.  There is no need to go it alone.

For a no obligation consultation with McKee, just click on this link – https://bit.ly/McKeeHomeValueEstimate

There you have it. Start saving, boost your credit score, and give me a call. Let’s make your dream of owning a home a reality!

That’s it for now. Thanks for watching. Remember, McKee has the keys to your next home! Bye! 

Posted on

Spring Market Update

“Get a clear understanding of the housing market in Coppell and surrounding communities. Is it a good time to buy or sell? Let’s talk about it.”

Here’s the link to get your no obligation home value report!

https://bit.ly/McKeeHomeValueEstimate

As we gear up for the spring season in the housing market, many people are concerned about the state of the economy and how it affects property values. With so much confusing data and misleading headlines circulating in the news, it can be challenging to get a clear understanding of what’s happening. Is now a good time to sell or buy? Or either? Let’s talk about it…

Hey there,McKee Smith, Senior Real Estate Specialist and Realtor with Competitive Edge Realty here. 

On a national level, U.S. house prices have held steady near their peak levels reached during the summer of 2022. Over the past four months, only minor changes in the overall market have occurred. But is that what we are experiencing in the North Central DFW area? Let’s take a big-picture look at the data… 

For North Central DFW area, closed sales are 3% from last February. This is likely due to the market rebalancing itself. During the last half of 2021 and the first half of 2022, buyers were willing to pay incredible amounts for the few homes available. That all shifted starting in June of last year. As a result, total sales are up!

New listings are also up 5% from last February for the same reason. This is good news for both buyers and sellers. More buyers are getting into homes and sellers are having an easier time finding places to live after selling. 

Because of the rebalancing, average home prices are down 17% from February 2022. Before anyone panics that the market is collapsing, please note prices are still up 9% from 2021! The market during the last half of 2021 and the first half of 2022 was unsustainable. 

Likewise, average days on the market jumped from 30 day in February 2022 to 49 days this February. That’s a big jump! But, looking back the average days on market for February 2019 was 53, for 2018 was 48, for 2017 was 42 and for 2016 was 42. The market has rebalance toward the historical norms. Again, the last half of 2021 and the first half of 2022 were not normal! 

One thing to remember is that local price trends can vary greatly depending on your price range and neighborhood area. Let’s look at the data instead of the drama to determine what your home is worth in today’s market. Click HERE for a complimentary home value report, also known as a competitive market analysis. 

And if you’re a buyer, it may be time to get back in the game, as there are more homes to choose from and, likely, even more to come with the Spring market 

Posted on

Game Changing Truth for Home Buyers!

Looking to buy a home but not sure if you need a buyer’s agent? This video is a game changer! Discover the top five benefits of using a REALTOR®

https://youtu.be/7DpZd1WTE18

What’s the one thing most buyers don’t know that is an absolute game changer? Hey there, McKee Smith, Senior Real Estate Specialist and Realtor with Competitive Edge Realty here.

Have you ever heard the saying “there’s no such thing as a free lunch”? Well, when it comes to buying a home with your own representation, that couldn’t be further from the truth! Did you know that in most cases, the seller pays the commission for the Buyer’s Agent, not the buyer? That means you get all the benefits of working with an expert without paying a dime. So why exactly do you need a buyers agent?

Using me to professionally represent you when purchasing a home has five specific benefits.

1 . Experience and Expertise: I will help you navigate the home-buying process. I know the ins and outs of the real estate market and will guide you every step of the way.

2. Objective Advice: I have your best interests in mind. I am not tied to the seller or the listing agent and can provide objective advice and guidance to help you. Armed with information, you can make the best decisions for you and your family.

3. Access to More Properties: I have up to date access to a wider range of properties. The properties I give you will actually be available, unlike some other popular sites on the internet that don’t always keep their data current. We even have software that alerts us the second a new property hits the market matching your desired criteria so you never miss a deal.

4. Negotiation Expertise: Based on my years of market knowledge, I will handle all negotiations on your behalf while keeping your budget in mind. Now that is a real benefit!

5. Save You Time: I do the legwork for you, saving you time and reducing your stress. I arrange the showings, handle all communication with the listing agent, refer competent inspectors, arrange insurance quotes, and the list goes on and on and on. I do it all for you!

As you can see, there are many benefits to working with me when purchasing a home. So why not take advantage of this free service and make your home-buying experience as stress-free and enjoyable as possible? Click the link to get started or give me a shout. And if you know someone who is thinking about buying a home, be sure to share this video with them! They’ll thank you for it.

That’s it for now. Remember, McKee has the keys to your next home! Bye!

Posted on

Why Coppell and Lewisville Should be at the Top of Your Home Buying List

Coppell and Lewisville are two fantastic cities that have so much to offer to those looking for a new place to call home.

Are you thinking about buying a new home? If so, have you considered the Coppell, Texas, or Lewisville, Texas, area? These two cities have so much to offer for those looking for a new place to call home. In this blog post, we’ll take a closer look at why these two cities are the perfect place for you to buy a home this spring.

First of all, let’s talk about the location. Coppell and Lewisville are both located in the Dallas-Fort Worth Metroplex, which means they are conveniently located near all the big city amenities while still maintaining a small-town feel. This is the best of both worlds – you can enjoy the peace and quiet of a small town while still having easy access to all the shopping, dining, and entertainment options you could want.

Another great reason to buy in Coppell or Lewisville is the strong housing market. Both cities have seen steady growth in home values in recent years, and experts predict that this trend will continue. This means that buying a home in these areas is a smart investment for the future.

One of the best things about living in Coppell or Lewisville is the amazing school district. Both cities are home to top-rated schools that are known for their excellent academic programs and dedicated teachers. If you have kids, this is a big plus as a good education is one of the most important things you can provide for them.

Another reason to consider buying a home in Coppell or Lewisville is the strong sense of community. These cities have a close-knit, welcoming atmosphere that makes it easy to meet new people and get involved in local activities. Whether you’re interested in sports, arts and culture, or community service, there’s something for everyone in these two cities.

Finally, let’s talk about the weather. Coppell and Lewisville enjoy a mild climate with warm summers and cool winters. This makes it a great place to live all year round, as you can enjoy outdoor activities and recreation no matter what the season.

So why buy a home in Coppell or Lewisville this spring? Spring is a great time to buy because there are typically a lot of homes on the market, which means you have a better chance of finding your dream home. Additionally, spring is a time of renewal, which makes it a great time to start fresh in a new home.

In conclusion, Coppell and Lewisville are two fantastic cities that have so much to offer to those looking for a new place to call home. From the strong housing market and top-rated schools, to the welcoming community and mild climate, these two cities have it all. If you’re ready to make the move, now is the time to do it.

If you’re interested in buying a home in Coppell or Lewisville, please don’t hesitate to contact McKee Smith, REALTOR®. With years of experience in the area, McKee is the perfect person to help you find your dream home. 

So why wait? Click this contact form link today and start your journey toward your new home in Coppell or Lewisville! 

Posted on

Steps to buying a home in the Dallas Fort Worth area

Buying a house in Dallas Fort Worth can be a daunting task, but by following these steps, you can make the process as stress free as possible.

Purchasing a home is one of the biggest decisions you will make in your life. It’s a long-term investment, and the process can be overwhelming, especially for first-time homebuyers. If you’re looking to buy a house in the Dallas – Fort Worth area, the following steps will help you navigate the process and make it as smooth and stress-free as possible.

Step 1: Determine Your Budget and Get Pre-Approved for a Mortgage

Before you start looking at houses, it’s important to determine your budget and get pre-approved for a mortgage. Knowing your budget will help you narrow down your search and avoid wasting time looking at properties that are out of your price range. Getting pre-approved for a mortgage will also give you a better idea of how much house you can afford and will make you a more attractive buyer to sellers.

Step 2: Research Neighborhoods and Find a Real Estate Agent

Researching neighborhoods is an important step when buying a house. You’ll want to find an area that meets your needs in terms of location, amenities, and school district. Since the Dallas Fort Worth area extends from Azle to Cleburne to Waxahachie to Seagoville to Royse City to McKinney to Denton, you have a huge area to consider!

A licensed REALTOR® like McKee Smith can help you find properties that fit your budget and needs. He knows the neighborhoods and can help you find the place that best fits your specific needs.

Step 3: Browse Listings and Attend Open Houses with your REALTOR®

Once you have a general idea of what you’re looking for, it’s time to start browsing listings and attending open houses. This will give you a sense of the housing market and help you get a feel for different properties. Take note of what you like and dislike about each property so you can narrow down your search later. It’s a great idea to go to open houses with your REALTOR® so he can point out details and see exactly what your preferences are!

Step 4: Make an Offer on a Property

When you find a property that you’re interested in, make an offer. McKee Smith will help you negotiate the price and terms of the sale.

Step 5: Hire a Home Inspector

Once your offer is accepted, it’s important to hire a home inspector to ensure the property is in good condition. A home inspector will check for any issues with the property, such as structural problems, electrical issues, and plumbing problems. This step is crucial to make sure you’re aware of any potential issues before you close on the sale.

Step 6: Close on the Sale and Move into Your New Home

The final step is to close on the sale and move into your new home. This can be a complicated process, but mcKee Smith, REALTOR®, will help guide you through it. Once the closing is complete, the house is officially yours and you can start the process of making it your own.

Buying a house in Dallas Fort Worth can be a daunting task, but by following these steps, you can make the process as smooth and stress-free as possible. It’s important to consult with a REALTOR® like McKee Smith, a mortgage lender, and/or attorney for specific information and help. Remember to take your time and don’t rush into any decisions. With the right research, preparation, and guidance, you’ll be able to find the perfect home for you and your family.

Posted on

What Are Your Real Estate Goals for 2023?

Lots of people set new goals for the New Year. What are YOUR real estate goals for 2023?

Follow this link to get a no obligation consultation https://bit.ly/McKeeRealEstateGoals2023

We’ve officially welcomed another New Year, and it’s time to check in on what that means for you!

Hey there, McKee Smith, realtor and senior real estate specialist with competitive edge realty here.  

For many, the new year is a chance to get back on track and set our sights on creating better lives for ourselves. 

It’s when we start thinking about the goals we want to tackle – from health-related habits to picking up a new hobby. 

One often overlooked resolution is focusing on real estate ambitions. So I’m here today to ask… What are YOUR real estate goals for 2023? 

Are you ready to build that dream home you’ve always wanted? 

Would you like to downsize to something smaller or settle into that “forever home”? 

Or are you ready to put your hard-earned money to work by investing in a rental property? 

Whatever your goals are, now is the time to create a plan of action. I’m here to help you do it! 

All you need to do is click this link and answer three quick questions, so I know best how to serve you this new year. I look forward to hearing about your real estate plans for the year! I’m excited to help you achieve them! Let’s chat and make it a year to remember! 

McKee Smith, REALTOR®, has been selling and buying homes in Dallas and Fort Worth for many years. He knows and understands the intricacies of the DFW housing market. He works out of his home in Coppell, Texas. He is a Senior Real Estate Specialist® (SRES®) and new home construction buyer representation certified.  Remember – McKee has the keys to selling your home! 

Posted on

Low Money Down Mortgage Options

It is possible to buy a home with less than 20% down. Here are four options!

Are you ready to buy a home but want to avoid a 20% down payment? Here are four options that may work for you!

Everyone’s situation is unique. Only a loan professional can tell you the terms and details for which you will qualify.

Please click here to schedule a talk!

McKee Smith, REALTOR®, has been selling and buying homes in Dallas and Fort Worth for many years. He knows and understands the intricacies of the DFW housing market. He works out of his home in Coppell, Texas. He is a Senior Real Estate Specialist® (SRES®) and new home construction buyer representation certified.  Remember – McKee has the keys to your next home!

Posted on

Don’t Be Scared

There are a LOT of reports in the media of a “housing crisis.” It fills the headlines, but when you read the actual articles there are economists saying any crisis is very unlikely! This isn’t 2008. Now is a perfect time to sell your present home and buy one that fits your current lifestyle better.

Here is a link to find out what your home might bring on the open market. It’s no obligation, just a way to start your thought process!

Posted on

Home Owners Need Resources

I want to be your “go to” person for anything related to real estate! If you’ve got a question, I have or can find the answer!

Managing an asset worth hundreds of thousands of dollars is a responsibility that requires attention to details such as timely payment of the mortgage, home repairs and maintenance, upkeep, and oversight of financial issues including taxes, insurance, and other things.

Depending on how long you’ve been a homeowner, you may have faced some of the decisions common to homeownership.  Occasionally, there could be something new that you haven’t had to deal with in the past.  This is where having a resource you can rely on becomes valuable.

During the buying or selling process, it is natural to turn to your agent for information and advice but during those periods in between where do you go for counsel?  Sure, you can turn to the Internet but that may not be the best place to get advice for your situation.

We encourage you to think of us as your “source of real estate information”; someone you’re comfortable with asking a question and confident that you’ll get good advice.  We not only want to be there for you when you buy or sell, but all the years in between.

By helping you with the day-to-day decisions of homeownership, we believe we can develop relationships that will lead to future sales when you move again, as well as recommendations to your friends who need the services of a trusted real estate professional.

Whether you simply need the recommendation of a service provider, a trustworthy mortgage professional, an estimate of your current market value, or advice on what kind of improvements are best to consider, we’re happy to share that information with you.

Just a few of the kinds of questions we get almost every week:

  • Can you recommend a good (plumber, painter, handyman, etc.)
  • What is the current value of my home?
  • How do I challenge a property tax assessment?
  • When should a homeowner refinance?
  • How often should we update our personal home inventory?

I want to be your “go to” person for everything to do with real estate.  If you have a real estate question, please call me at (972) 333-8638.  If I don’t have the answer, I’ll find it for you or point you in the right direction.

McKee Smith, REALTOR®, has been selling and buying homes in Dallas and Fort Worth for many years. He knows and understands the intricacies of the DFW housing market. He works out of his home in Coppell, Texas. He is a Senior Real Estate Specialist® (SRES®) and new home construction buyer representation certified.  Remember – McKee has the keys to selling your home!

Posted on

High Country by First Texas Homes – first video

High Country is the newest development by First Texas Homes. It is in Burleson, an easy commute to Fort Worth. This development has all the things we have come to expect from First Texas Homes, plus a few new things!

This is the first of at least three videos I’ll be posting about High Country.

As with ANY new home development, please let me come with you on your first visit! Please contact me for more information on High Country by First Texas Homes!

McKee Smith, REALTOR®, has years of experience in the DFW area housing market. He knows the many unique features of Dallas and Fort Worth area home sales. He works out of his home in Coppell, Texas. He is a Senior Real Estate Specialist® (SRES®) and new home construction buyer representation certified.  Remember – McKee has the keys to selling your home!